![]() We offer a simple monthly budget template in different formats, including Excel, Google Sheets, Word, Google Docs, PDF, or as an image. You can print 12 copies and make a DIY budget book for an entire year to create a monthly budget planner. Likewise, if you’re saving for a future vacation, back to school shopping, or Christmas then you’ll want to add these savings categories to your budget as well. Use our free monthly budget template to calculate your expenses and income over a one-month period. If you currently have debt payments, you will need to include those in your budget. Below are examples of variable expenses that you will want to include in your budget: For instance, you might budget a different amount for groceries from one paycheck to the next. Income is any money you plan to get during that monththat means your normal paychecks and any extra money coming your way through a side hustle, garage sale, freelance work and the like. They won’t necessarily match your budget from the month before. The first step to create your monthly budget is simple: Enter your income. Variable expenses include bills that will change from month to month. Streaming services (Hulu, Netflix, Spotify, etc.).Below are examples of fixed expenses that you’ll want to include in your budget: You can expect to pay the same amount on these bills or expenses every single month. ![]() Fixed Expensesįixed expenses include bills that do not change from month to month. If you’re new to budgeting, then you’ll want to be sure that your budget includes fixed expenses, variable expenses, and debt/savings. Before diving into this particular budget example, you should know a few important things about budgeting. It’s a great way to help you learn how to make budgeting doable so that it’s something you can stick with it in the long run.īy looking over a sample budget you will likely learn tips and tricks to help make budgeting easier for your family. I totally get it! If you’re a visual learner, you probably want to see a real family’s sample budget so that you will be motivated to tackle budgeting once and for all.Īnd because money tends to be something that most friends don’t discuss, a sample budget is important to help you know if you’re on the right track. ![]() And most importantly, a monthly budgeting template provides a bird’s eye view of your current financial situation. It lets you compare your budgeted expenses and income versus your actual expenses and income. If you’re new to budgeting, then you’re likely searching the internet looking for a sample budget so that you can truly SEE budgeting in action. Get the template What is a personal monthly budget template A personal monthly budget template helps you plan your spending. ![]()
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